Event Insurance

Protect your special event against unexpected or catastrophic situations

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Special Event Insurance

One Day Event Insurance

Private Event Insurance

Event Liability Insurance Coverages

Organizing an event? Trust ESP Specialty to protect your financial interests by customizing a special event liability insurance policy guaranteed to satisfy contractual liability requirements and protect you from factors outside your control. ESP can provide comprehensive special event liability insurance for a wide array of event classes and help you offset significant exposures.

Get your certificate of insurance quickly while keeping your premium cost low so you can focus on what really matters: making your special event a success. Coverage is underwritten by our AM Best A++ rated carrier partner through our risk purchasing group, SHEL.

With ESP, you receive comprehensive coverage at the most competitive rate in the special event liability marketplace. Count on us to safeguard your financial interests with a tailored policy that meets contractual requirements and shields you from unforeseen risks.


"We in the United Nations will certainly look for other opportunities to work with you! Your service has been so excellent throughout the process."
Charles McNeil
Senior Advisor United Nations

Summary of Coverages

Covers potential third-party bodily injury and property damage. Standard limit: $1 million per occurrence / $2 million aggregate

Covers potential claims from serving alcohol at an event. Our standard GL policy provides host liquor insurance, which applies when an insured is not in the business of selling, serving or distributing liquor. Standard limit: $1 million per occurrence / $1 million aggregate

Covers bodily injury, property damage, or vehicular damage resulting from the use of non-owned or rental vehicles. Standard limit: $1 million

Provides coverage for the replacement value of rented equipment by the insured if damage were to occur while under the insured’s control. Standard limit: varies by value of equipment rented

Provides coverage when a person who injures themselves at an event needs only their medical expenses covered. Standard limits vary. For excess spectator/participant medical: $5,000 per occurrence / $50,000 aggregate. For excess volunteers medical: $50,000 per occurrence / $250,000 aggregate. For participate medical: $10,000 or $25,000 per occurrence / $50,000 aggregate.

Get Your Certificate of Insurance

  • Short-term coverage available for event organizers or exhibitors. Annual coverage available for event/meeting planners and other professionals. ESP provides thorough coverage for a low event liability insurance cost. Additional insured certificates are available for a person or an organization that has a financial interest or liability at stake for your event.
  • Excess limits of up to $10 million available. Minimum premiums subject to risk purchasing group program restrictions only. Event liability insurance geographic scope includes the United States and worldwide coverage for U.S. domiciled insureds.
  • Film or commercial shoots: GL coverage available up to $10 million in limits. Negative film; faulty stock; props, sets and wardrobe; miscellaneous equipment; extra expense up to $1 million; third-party property damage; and money and securities.
  • Example target insureds: shows, festivals, performances, dances, exhibitions, video shoots, fundraisers, meetings, celebrations, receptions, ceremonies, athletic events, and much more.

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About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an
insurance broker and program administrator, exclusively developing
and managing insurance product lines for A+ rated carriers for over 10 years.