Youth Football Insurance

Football is a high-contact sport that requires proper football personal injury insurance and protection both on and off the field. Get the most comprehensive and cost-effective football insurance for football teams, clubs, and leagues through ESP Specialty. Our customizable youth football insurance solutions can protect you against lawsuits, injuries, accidents, and much more.

ESP Specialty has provided youth football insurance for some of the most respected organizations in the country, including USA Football. We have won the trust of many youth football organizations nationwide by putting the children at the core of our coverage, representing more than 400,000 participants in 2017 alone.

Through our member-owned SHEL Risk Purchasing Association, we’re able to significantly drive down our football insurance costs while also delivering best-in-class risk management techniques and services. Our cost-effectiveness and comprehensive coverage terms can rarely be matched.

Go Ahead, We Have You Covered

"It was such a wonderful experience dealing with you guys, thank you again. We just signed our proposal and look forward to working with you again."
Joanna Hillfield
Treasurer, ATYF Football

Required Coverages

Provides protection for your league’s participants (players, coaches and volunteers) from many types of third-party claims through comprehensive coverage:

  • Bodily injury
  • Property damage
  • Personal injury
  • Sexual abuse/ Molestation (applicant needs to request)
  • Legal defense

Provides coverage for your league’s Youth Participants during your sanctioned activities:

  • Secondary medical insurance for injuries and accidents
  • Accidental death and dismemberment insurance
  • Coverage extends to group travel to and from games and practices (youth participants only). Coaches and Referees can be added by request.

Recommended Coverages

Provides coverage for your league’s Youth Participants during your sanctioned activities:

  • Up to $1,000,000 of coverage offered
  • Secondary medical insurance for injuries and accidents 
  • Accidental death and dismemberment insurance
  • Coverage extends to group travel to and from games and practices (players and cheerleaders only)

Offers protection against a breach of duty or negligence by directors and officers of your league and/or team:

  • Alleged wrongful acts or omissions 
  • Misleading statements 
  • Failure to provide services
  • Mismanagement of assets
  • Optional Cyber Liability & Employment Practices Liability Insurance

Protects all league and team related equipment during course of play, during transport or off-season storage.

Protects the organization from internal theft of league funds. We offer $10,000 and $25,000 limit structures. 



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About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an
insurance broker and program administrator, exclusively developing
and managing insurance product lines for A+ rated carriers for over 10 years.