Arcade Insurance

Arcade facilities are typically combined with other entertainment activities to draw in more customers – usually adolescents – and require extremely high initial capital and expensive game maintenance. It is critical that you protect yourself, your machinery, and your business with comprehensive arcade insurance.

Let ESP create a cost-efficient arcade insurance policy to help you avoid unwanted lawsuits. We deliver thorough standardized and customizable options to cater to your exact arcade insurance needs, and can offer the lowest prices and best customer service thanks to our exclusive SHEL Risk Purchasing Association.

Go Ahead, We Have You Covered

"I was introduced to Lauren Kachadorian and Chris Price and after speaking with Lauren, I switched from the insurer I had. I have never been so happy with an agent. If it was pricing, she would work to get me the best price, if I needed to add on a finance company, or follow up on a request from the Bank of Finance company, I would just call, text or email Lauren and she would get the request taken care of in a matter of hours. There is no other agent that I have dealt with that has satisfied me with insurance as she has."
Ralph W. Semb
Owner French King Bowling Center Inc

Available Coverages

Options include but are not limited to the following:

Covers equipment breakdown, business income with extra expense, and ordinance of law. Special form/replacement cost policies, agreed value options, and comprehensive property extension endorsement available. Flood and quake sub limits available in select regions.

Business building, personal property, and outdoor property coverage extends to: permanently or not permanently installed fixtures, machinery, and equipment; stock; outdoor signs; electronic data processing equipment; personal property used in your business or left in your care, custody, and control; and trees, shrubs, or plants.

Additional sub limits & coverages: Money & Securities, Employee Theft, Back up of Sewers and Drains, Accounts Receivable, Trees & Shrubs, Fine Arts, Personal Effects, Pollutant Cleanup and Removal.

Covers legal liability to 3rd party arcade participants, spectators, and 3rd party property damage.  

Limits: $1 million per occurrence, $2 million or more general aggregate. $2 million for
products/completed operations aggregate. $1 million limit for personal/advertising injury. $100,000 or higher limits available for damages to rented premises.

Options include: commercial auto; large excess liability limits covering auto, liquor, and employers liability; accident medical; equipment coverage; workers compensation; employment practices liability; cyber liability; directors & officers coverage; revenue and incentive-based prize indemnity insurance.



Interested in prize indemnity insurance for your arcade game?

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About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an
insurance broker and program administrator, exclusively developing
and managing insurance product lines for A+ rated carriers for over 10 years.