Running Race Insurance

ESP Specialty handles the race insurance for over 100 competitive or charity events annually, where we cover hundreds or even thousands of participants running at once. Make your life easier with running race insurance that provides the most thorough protection for the lowest price and maximum policy terms.

Racing events can leave you vulnerable to spectator liability, participant injury, and other complications, especially if you need obstacle course race insurance. ESP can quickly deliver your certificate of insurance for standalone race insurance or customizable solutions that meet your budgetary and coverage needs.

ESP works through some of the country’s best insurance companies and our own member-based SHEL Risk Purchasing Association. Our low road race insurance costs and comprehensive coverage terms can rarely be matched. We will strive to exceed your expectations by delivering top-quality customer service and being there for you every step of the way.

Go Ahead, We Have You Covered

"As a first time customer, these guys were great. The team was very helpful in answering all my questions and their quick turnaround of service was fabulous. I highly recommend ESP Insurance Brokerage ."
Taryn Antalek
Central Mass Pop Warner

Required Coverages

Protects your participants, coaches, and volunteers from many types of third-party claims, including injury, property damage, and legal defense. Applicant can request additional running race insurance coverage for sexual abuse/molestation.

Covers your Youth Participants during your sanctioned activities, including injuries, accidents, and accidental death and dismemberment. Extends to group travel to/from racing events (youth participants only). Coaches and Referees can be added by request.

Recommended Coverages

Extended secondary accident medical coverage (up to $1,000,000) for your league’s Youth Participants. 

Offers protection against a breach of duty or negligence by directors and officers of your league or team. Optional Cyber Liability & Employment Practices Liability Insurance available. 

Protects all related equipment during course of play, transport, or off-season storage.

Protects the organization from internal theft of  funds. $10,000 and $25,000 limit structures. 



Interested in event cancellation insurance for your running race? 

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About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an
insurance broker and program administrator, exclusively developing
and managing insurance product lines for A+ rated carriers for over 10 years.