Insurance for Games of Chance

Offering promotions can help draw attention to your brand and increase customer loyalty and sales. If the deal ends up working out in the customer’s favor, then our insurance for games of chance will protect you from any financial downside.

Thousands of individuals and businesses trust ESP to help them take advantage of the increased traffic their games of chance and probability bring while mitigating risk. We deliver best-in-class customer service with comprehensive, customized games of chance insurance solutions, all for the lowest price in the industry.

Through our member-owned SHEL Risk Purchasing Association, our cost-effectiveness and comprehensive coverage terms can rarely be matched. Let us give you exceptional customer service and protection.

Go Ahead, We’ve Got You Covered

"We in the United Nations will certainly look for other opportunities to work with you! Your service has been so excellent throughout the process."
Charles McNeil
Senior Advisor United Nations

Summary of Coverage

Introducing a variety of promotions can be an effective way to increase awareness and revenue, but also produces underlying financial risks. Our insurance for games of chance can help mitigate that risk by allowing the sponsor of a promotion to offer a risk-free prize for a small percentage of the cost.

Target insureds for games of chance and probability insurance include integrated marketing agencies, retailers, athletic organizations, golf courses, and nonprofit organizations. Insurance for games of chance covers dice rolls, spin-the-wheel, the lucky envelope game, and other similar games.

Promotion bonds, or game of chance surety bonds, are required in Florida and New York for any game of chance promotion over $5,000 in retail value and must be bonded and registered with the appropriate office. Rhode Island requires only a registration for any retail promotion over $500. No other states require these promotions to be bonded.

Standard limits vary by promotion. Limits up to $10 million or more available. Minimum premiums are subject to risk purchasing group program restrictions only. Available worldwide.

About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an
insurance broker and program administrator, exclusively developing
and managing insurance product lines for A+ rated carriers for over 10 years.

Learn more about us