Weather Insurance

Because Mother Nature has her own plans

Tell us what you need insured

Weather Insurance Coverages

ESP Specialty offers a variety of options for weather insurance to ensure businesses and event organizers are fully protected in the event of adverse weather conditions.

Get your certificate of insurance quickly while keeping your premium cost low. Coverage is underwritten by our AM Best A++ rated carrier partner through our risk purchasing group, SHEL.

With ESP, you receive comprehensive coverage at the most competitive rate in the marketplace. Count on us to safeguard your financial interests with a tailored policy that meets contractual requirements and shields you from unforeseen risks.

"We in the United Nations will certainly look for other opportunities to work with you! Your service has been so excellent throughout the process."
Charles McNeil
Senior Advisor United Nations

Summary of Coverages

Our rain, snow and heat insurance program is completely customizable to your needs to ensure you will get the coverage you need, when you need it, all for the lowest price.

We offer a customizable solution that will allow you to dictate the weather cancellation insurance policy’s terms based on your needs and risk profile. 

Our cost containment weather insurance program is designed to contain costs associated with abnormal weather conditions to avoid raising costs and damaging your bottom line. 

Our Income stabilization insurance is a business interruption tool specific to a reduction in revenue tied solely to weather. 

Prize / promotion weather insurance is designed to stimulate sales for many types of retailers and manufacturers. 

Big day umbrella insurance is a wedding day rain insurance policy that pays out an agreed amount if it rains a predetermined amount on the insured’s wedding day, at a specified location during predetermined hours.

Get Your Certificate of Insurance

  • Short-term coverage available for event organizers or exhibitors. Annual coverage available for event/meeting planners and other professionals. ESP provides thorough coverage for a low event liability insurance cost. Additional insured certificates are available for a person or an organization that has a financial interest or liability at stake for your event. 
  • Excess limits of up to $10 million available. Minimum premiums subject to risk purchasing group program restrictions only. Event liability insurance geographic scope includes the United States and worldwide coverage for U.S. domiciled insureds. 
  • Film or commercial shoots: GL coverage available up to $10 million in limits. Negative film; faulty stock; props, sets and wardrobe; miscellaneous equipment; extra expense up to $1 million; third-party property damage; and money and securities.
  • Example target insureds: shows, festivals, performances, dances, exhibitions, video shoots, fundraisers, meetings, celebrations, receptions, ceremonies, athletic events, and much more. 

What Our Clients Are Saying

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About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an
insurance broker and program administrator, exclusively developing
and managing insurance product lines for A+ rated carriers for over 10 years.