Family Entertainment Center Insurance

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Don't let an assortment of attractions prevent you from being covered. Owning a family entertainment center can be sometimes be a nightmare from a risk management perspective. Some facilities can operate dozens of attractions which each present various risk factors that could potentially increase the frequency of lawsuits from bodily injury, equipment breakdown, employment malpractice, and much more. 

By partnering with ESP, we can give you the peace of mind you deserve by creating a customizable solution that will fit your specific facility's needs - all for the lowest price. If you want a more standardized solution, we also offer policies through our member only SHEL Risk Purchasing Association, that will further drive down the price for your business. Here at ESP, our goal is to exceed your expectations by delivering best in class customer service and being there every step of the way. 

GO AHEAD, WE GOT YOU COVERED. 

Coverage available:  (includes, however, is not limited to the following)

Commercial Property

  • Special form/replacement cost policies
  • Agreed value option available
  • Comprehensive property extension endorsement
  • Building coverage (including permanently installed fixtures, machinery and equipment)
  • Business personal property (for furniture and fixtures, machinery and equipment not permanently installed, stock, outdoor signs, electronic data processing equipment, personal property owned and used in your business and personal property of others that is in your care, custody and control)
  • Use interest as tenant in improvements and betterments (if property leased)
  • Business income with extra expense coverage
  • Equipment Breakdown coverage
  • Ordinance of Law Coverages
  • Outdoor property (trees, shrubs or plants)
  • Additional sub limits & coverages, including but not limited to: Electronic Data Processing, Money & Securities, Employee Theft, Back up of Sewers and Drains, Accounts Receivable, Trees & Shrubs, Fine Arts, Personal Effects, Pollutant Clean up and Removal
  • Flood and quake sub limits available in select regions

 

General Liability:

  • Each Occurrence Limit: $1,000,000
  • General Aggregate: $2,000,000 or none
  • Products/Completed Operations Aggregate: $2,000,000
  • Personal/Advertising Injury Limit: $1,000,000
  • Damages to Rented Premises: $100,000 - higher limits are available
  • Legal Liability to Participants
  • Professional Liability extension to trainers (fitness, sports & tennis facilities)

Additional coverage available:

  • Commercial Auto
  • Excess Liability - Large excess limits available - Includes coverage over auto, liquor and employers liability
  • Accident Medical Insurance
  • Equipment Coverage
  • Workers Compensation insurance
  • Employment Practices Liability
  • Cyber Liability
  • Directors & Officers coverage
  • Revenue and incentive based insurance products (prize indemnity insurance)

Interested?

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About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an insurance broker and program administrator, exclusively developing and managing insurance product lines for A+ rated carriers for over 10 years.