Escape Rooms Insurance

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In the past decade, escape rooms have quickly become one of the most popular attractions across the country. Escape rooms can be quite difficult to insure due to some of their complexities such as having an outdoor portion of the puzzle, seasonality (facility is used as a haunted house in the fall and other puzzle in the spring) and third party actors and employees who interact with participants - just to name a few. Based on these risks, it is critical that you have a dynamic risk management strategy that can protect you and your business from potential lawsuits. 

By partnering with ESP, we are able to deliver the most comprehensive policies for the lowest prices. We offer a customizable solution that can cover you from General Liability, Equipment Coverage, Employment Practices Liability, and much more. If you are looking for a more value-oriented option, we also offer a more standardized policy through our member only SHEL Risk Purchasing Association. Our goal at ESP has always been to provide the best coverage and customer service - all for the lowest price. 


Coverage available:  (includes, however, is not limited to the following)

Commercial Property

  • Special form/replacement cost policies
  • Agreed value option available
  • Comprehensive property extension endorsement
  • Building coverage (including permanently installed fixtures, machinery and equipment)
  • Business personal property (for furniture and fixtures, machinery and equipment not permanently installed, stock, outdoor signs, electronic data processing equipment, personal property owned and used in your business and personal property of others that is in your care, custody and control)
  • Use interest as tenant in improvements and betterments (if property leased)
  • Business income with extra expense coverage
  • Equipment Breakdown coverage
  • Ordinance of Law Coverages
  • Outdoor property (trees, shrubs or plants)
  • Additional sub limits & coverages, including but not limited to: Electronic Data Processing, Money & Securities, Employee Theft, Back up of Sewers and Drains, Accounts Receivable, Trees & Shrubs, Fine Arts, Personal Effects, Pollutant Clean up and Removal
  • Flood and quake sub limits available in select regions


General Liability:

  • Each Occurrence Limit: $1,000,000
  • General Aggregate: $2,000,000 or none
  • Products/Completed Operations Aggregate: $2,000,000
  • Personal/Advertising Injury Limit: $1,000,000
  • Damages to Rented Premises: $100,000 - higher limits are available
  • Legal Liability to Participants
  • Professional Liability extension to trainers (fitness, sports & tennis facilities)

Additional coverage available:

  • Commercial Auto
  • Excess Liability - Large excess limits available - Includes coverage over auto, liquor and employers liability
  • Accident Medical Insurance
  • Equipment Coverage
  • Workers Compensation insurance
  • Employment Practices Liability
  • Cyber Liability
  • Directors & Officers coverage
  • Revenue and incentive based insurance products (prize indemnity insurance)


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About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an insurance broker and program administrator, exclusively developing and managing insurance product lines for A+ rated carriers for over 10 years.