Entertainment, Leisure, and Sports Facilities Insurance

To date, ESP has placed insurance for thousands of hospitality, entertainment & leisure professionals and facilities across the country. While the insurance needs for each type of professional or facility can vary, ESP offers customized insurance products and consulting services that are tailored to meet such demands. We understand the unique exposures and challenges that many Sports, Hospitality, Entertainment and Leisure risks face. We also look to understand our customers’ business objectives, current financial climate and coverage requirements while we effectively manage our clients’ exposures and mitigate their risk potential.


Coverage available nationwide

Exclusive relationships with A+ rated carriers

Non auditable policy options available

Loss control and safety recommendations

Slip & fall signage recommendation to mitigate risks

Competitive pricing without compromising coverage

Quick quote and policy turnaround times

Our programs combine outstanding service, coverage and pricing to lower costs for owners and improve their overall insurance program. We have the resources, underwriter expertise and risk management solutions to insure that your business or organization has a comprehensive solution designed specifically for your industry exposures. Our services minimize administrative burdens on business owners, allowing you to focus your energy on the business and your bottom line!

Attention licensed agents and brokers: We offer exciting partnership opportunities for those who share our commitment to providing clients with exceptional service, risk management and coverage at an affordable price. 

Coverages available include, however are not limited to the following:

Commercial Property

  • Special form/replacement cost policies
  • Agreed value option available
  • Comprehensive property extension endorsement
  • Building coverage (including permanently installed fixtures, machinery and equipment)
  • Business personal property (for furniture and fixtures, machinery and equipment not permanently installed, stock, outdoor signs, electronic data processing equipment, personal property owned and used in your business and personal property of others that is in your care, custody and control)
  • Use interest as tenant in improvements and betterments (if property leased)
  • Business income with extra expense coverage
  • Equipment Breakdown coverage
  • Ordinance of Law Coverages
  • Outdoor property (trees, shrubs or plants)
  • Additional sub limits & coverages, including but not limited to: Electronic Data Processing, Money & Securities, Employee Theft, Back up of Sewers and Drains, Accounts Receivable, Trees & Shrubs, Fine Arts, Personal Effects, Pollutant Clean up and Removal
  • Flood and quake sub limits available in select regions

General Liability:

  • Each Occurrence Limit -$1,000,000
  • General Aggregate: $2,000,000 or none
  • Products/Completed Operations Aggregate: $2,000,000
  • Personal/Advertising Injury Limit: $1,000,000
  • Damages to Rented Premises: $100,000 - higher limits are available
  • Legal Liability to Participants
  • Professional Liability extension to trainers (fitness, sports & tennis facilities)
  • Liquor Liability Coverage - $1,000,000 each claim/$1,000,000 aggregate
  • Assault & Battery coverage
  • Employee Benefits Liability
  • Hired & Non owned auto liability
  • Stop-Gap Liability
  • Abuse & Molestation coverage available
  • Additional Insured coverage available

Additional coverages available:

  • Commercial Auto
  • Excess Liability - Large excess limits available - Includes coverage over auto, liquor and employers liability
  • Accident Medical Insurance
  • Equipment Coverage
  • Workers Compensation insurance
  • Employment Practices Liability
  • Cyber Liability
  • Directors & Officers coverage
  • Revenue and incentive based insurance products (prize indemnity insurance)

Eligible classes:

  • Arcades
  • Batting cages
  • Bowling Centers
  • Bumper boats
  • Bumper cars
  • Family Entertainment centers
  • Snack bars/restaurants
  • Bars/lounges
  • Go Carts
  • Rollar skating
  • Laser Tag/Laser Mazes
  • Mini-Golf
  • Indoor and outdoor inflatables
  • Rock Climbing walls
  • Ropes courses
  • Escape Rooms
  • Pro-Shops
  • Gyms/fitness centers