
What Is Insurance Fraud? Definition & Examples
So, what is insurance fraud? Insurance fraud can feel like something you only hear about in big, headline-grabbing stories, but it is more common than
ESP Specialty can create a standard or customizable batting cage insurance policy for your specific needs. Get adequate coverage for risk factors to protect your business from unexpected accidents and unwanted lawsuits from third party leagues, clubs, or individual participants.
Why should I purchase coverage through the team at ESP Specialty?
ESP Specialty delivers the ability to instantly quote and buy affordable insurance from a team of industry experts. Additionally, we pride ourselves in giving you the right coverage at the best price. Coverage can be in effect the day of purchase. Our team of experts can add an additional insured certificate, review coverage parameters or report a claim. Need a copy of the policy? Don’t worry We Got You Covered. No one plans for problems at a baseball or softball training facility, but if disaster strikes, we provide an easy, hassle-free process to report and manage the claim.
Go Ahead, We Have You Covered
Covers equipment breakdown, business income with extra expense, and ordinance of law. Special form/replacement cost policies, agreed value options, and comprehensive property extension endorsement available. Flood and quake sub limits available in select regions.
Business building, personal property, and outdoor property coverage extends to: permanently or not permanently installed fixtures, machinery, and equipment; stock; outdoor signs; electronic data processing equipment; personal property used in your business or left in your care, custody, and control; and trees, shrubs, or plants.
Additional sub limits & coverages: Money & Securities, Employee Theft, Back up of Sewers and Drains, Accounts Receivable, Trees & Shrubs, Fine Arts, Personal Effects, Pollutant Cleanup and Removal.
Covers legal liability to 3rd party participants and 3rd party property damage.
Limits: $1 million per occurrence, $2 million or more general aggregate. $2 million for products/completed operations aggregate. $1 million limit for personal/advertising injury. $100,000 or higher limits available for damages to rented premises.
Options include: commercial auto; large excess liability limits covering auto, liquor, and employers liability; accident medical; equipment coverage; workers compensation; employment practices liability; cyber liability; directors & officers coverage; revenue and incentive-based prize indemnity insurance.
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ESP Specialty Insurance Brokerage operates nationwide as an
insurance broker and program administrator, exclusively developing
and managing insurance product lines for A+ rated carriers for over 10 years.