What Is Insurance Fraud? Definition & Examples
So, what is insurance fraud? Insurance fraud can feel like something you only hear about in big, headline-grabbing stories, but it is more common than
In the world of amateur and recreational sports, pickleball has been one of the fastest-growing games over the past decade. With more pickleball activities popping up in communities nationwide, there’s a growing need for insurance to protect organizers from potential liability exposures and meet contractual requirements for rented venues.
This is where ESP Specialty Insurance comes in. Through our in-house amateur sports insurance program, we offer quality coverage underwritten by highly rated insurers at the most competitive prices in the market. We pride ourselves on our customer service and work directly with each client to ensure their specific needs are met.
Whether you’re a club operator, organizing a short-term tournament, or running a facility on a daily basis, ESP Specialty Insurance will help you obtain the coverage you need to operate and grow the game!
Protects your organization common risks relating to bodily injury and property damage. It helps cover legal expenses and settlements if a third party sues you or your organization over these types of accidents or allegations.
This is a sublimit included in the general liability policy that extends coverage to claims of negligence relating to participant injury during the course of play.
Excess medical insurance that applies to injuries sustained by participants during play. It kicks in when there are medical expenses not covered by the injured party’s primary health insurance, subject to a deductible and maximum benefit limit.
This optional sublimit can be added to the general liability policy, extending coverage to protect against claims of sexual abuse or molestation.
This coverage protects directors, officers, and board members from claims related to actions taken on behalf of the organization, including but not limited to financial mismanagement, discrimination, violations of rights under state, federal, and constitutional law, or failure to adhere to rules or bylaws.
Liability coverage that sits on top of the base $1 million per occurrence / $2 million aggregate general liability limits to fulfill higher limit requirements mandated in contracts. Excess liability limits up to $10 million available for additional premium, subject to underwriter approval offline.
Interested in sporting event insurance for your lacrosse team?
So, what is insurance fraud? Insurance fraud can feel like something you only hear about in big, headline-grabbing stories, but it is more common than
Cheerleading has come a long way from being a performance on the sidelines to a powerful sport that requires creativity, skill, and dedication. However, it
If you are among the 8 million people in the United States who played softball last year, or if you are an enthusiast coaching a
ESP Specialty Insurance Brokerage operates nationwide as an
insurance broker and program administrator, exclusively developing
and managing insurance product lines for A+ rated carriers for over 10 years.
ESP Specialty LLC, division of Specialty Program Group LLC. Doing business in California as SPG Insurance Solutions License No. 0L09546.
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