Income Stabilization Weather Insurance

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Want more stable cash flows? Our Income Stabilization Weather insurance is a business interruption tool specific to a reduction in revenue tied solely to weather. An example would be a pay-for-play golf course that experiences a summer full of weekend wash-outs, dramatically impacting their bottom line. Our seasonal or annual weather coverage would respond to the business interruption by paying the insured an agreed upon limit per day to offset the weather impact. 

Let ESP protect the peak seasons that you rely on to drive sales. It is our goal to give you the peace of mind you deserve for the most competitive price on the market - all while delivering top notch customer service. 


Target Insureds

  • Air shows
  • Concerts
  • Fairs / festivals
  • Parades
  • Sporting events 

Minimum Premium

Minimum premiums are subject to risk purchasing group program restrictions only. 

Summary of Coverage

Typical buyers of cost containment weather insurance include property management companies, private schools, hospitals, municipalities and towns.

Typical buyers of event weather insurance include fairs, festivals, concerts, sporting events, parades and air shows.

Typical buyers of income stabilization insurance include restaurants, car washes and pay-for-play golf courses.

Available Limits

Policies are written on a stated value basis for an amount of the insured’s choosing. Policy limits are determined by the appetite of the open market.

Geographic Scope

United States and Canada


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About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an insurance broker and program administrator, exclusively developing and managing insurance product lines for A+ rated carriers for over 10 years.