Games of Skill Insurance

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Feeling lucky? Sooner or later someone is going to hit that half court shot and you need to be ready to pay out. Organizing an event with exciting pay outs can be an easy way to attract a crowd and drive sales higher. It's important to hedge yourself with prize indemnity insurance because you can take advantage of the increased traffic while limiting your downside. 

ESP's prize indemnity insurance can fit your event's needs. Reach out today to figure out why thousands of individuals and businesses have chosen us to create them a risk management strategy. We strive to deliver the most thorough policies with top notch customer service - all for the lowest price. 


Summary of Coverage

Introducing a variety of promotions can be an effective way to increase the hype around certain products and increase sales. On the other hand, these promotions can produce underlying financial risks. Our prize indemnity insurance can help mitigate that risk by allowing the sponsor of a promotion to offer a risk-free prize for a small percentage of the cost. 

Target Insureds

  • Integrated marketing agencies 
  • Retailers
  • Athletic organizations 
  • Golf courses 
  • Nonprofit organizations 

Standard Limits

Limits vary by promotion

Available Limits

Up to $10 million with more available subject to market support for insured promotions, over-redemption and contractual bonus

Up to $10 million for promotion agency E&O

Minimum Premium

Minimum premiums are subject to risk purchasing group program restrictions only.

Geographic Scope

Available worldwide


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About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an insurance broker and program administrator, exclusively developing and managing insurance product lines for A+ rated carriers for over 10 years.