Games of Chance & Probability Insurance

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Want to create some buzz? With our Games of Chance & Probability insurance, you can. By partnering with ESP, you can offer a promotion that can draw attention to your brand, for only a fraction of the cost. 

Promotions can be an easy and creative way for businesses to connect with their customers and build brand loyalty. The customer gets to buy into some promotional deal while you get to reap the benefits of elevated sales. If the deal ends up working out in the customers' favor, then our coverage will protect you from any financial downside risk. 

ESP delivers best in class customer service while providing the most comprehensive risk management programs in the business. Reach out today to see how ESP Specialty can help your business. 


Summary of Coverage

Introducing a variety of promotions can be an effective way to increase the hype around certain products and increase sales. On the other hand, these promotions can produce underlying financial risks. Our prize indemnity insurance can help mitigate that risk by allowing the sponsor of a promotion to offer a risk-free prize for a small percentage of the cost. 

Target Insureds

  • Integrated marketing agencies 
  • Retailers
  • Athletic organizations 
  • Golf courses 
  • Nonprofit organizations 

Standard Limits

Limits vary by promotion

Available Limits

Up to $10 million with more available subject to market support for insured promotions, over-redemption and contractual bonus

Up to $10 million for promotion agency E&O

Minimum Premium

Minimum premiums are subject to risk purchasing group program restrictions only.

Geographic Scope

Available worldwide


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About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an insurance broker and program administrator, exclusively developing and managing insurance product lines for A+ rated carriers for over 10 years.