Special Event Liability Insurance

Coordinating an event can be stressful and time-consuming, whether you are an event planner, vendor, or simply someone planning a special day. Trust ESP Specialty to protect your financial interests by customizing a special event liability insurance policy guaranteed to satisfy certificate of insurance requirements and protect you from conditions outside your control.

ESP can provide comprehensive special event liability insurance whether you need annual, short-term, or even one day event liability insurance. Special and one day event liability insurance can offset significant exposures. Get your certificate of insurance quickly while keeping your event liability insurance cost low so you can focus on making your special event a success.

ESP partners with the most renowned insurance companies nationwide. At our member-exclusive SHEL Risk Purchasing Association, our cost-effectiveness and comprehensive coverage terms can rarely be matched. We satisfy our valued customers with our top-quality customer service, low prices, and customizable special event liability insurance.

Go Ahead, We Have You Covered

"We in the United Nations will certainly look for other opportunities to work with you! Your service has been so excellent throughout the process."

Charles McNeil

Senior Advisor United Nations

Coverage Limits

General Liability

(GL) covers third-party bodily injury and property damage. Standard limit: $1 million per occurrence / $2 million aggregate

Liquor Liability Insurance

Covers potential claims from serving alcohol at your event. Standard limit: $1 million per occurrence / $1 million aggregate

NOHA (Non-Owned/Hired Auto)

Covers bodily injury, property damage, or vehicular damage resulting from the use of non-owned or rental vehicles. Standard limit: $1 million

Inland Marine

Provides coverage for the replacement value of rented equipment by the insured if damage were to occur while under the insured’s control. Standard limit: varies by value of equipment rented

Excess Medical Coverage

Provides coverage when a person who injures themselves at an event needs only their medical expenses covered. Standard limits vary. For excess spectator/participant medical: $5,000 per occurrence / $50,000 aggregate. For excess volunteers medical: $50,000 per occurrence / $250,000 aggregate. For participate medical: $10,000 or $25,000 per occurrence / $50,000 aggregate.

Excess limits of up to $10 million available. Geographic scope covers United States or worldwide coverage for U.S. domiciled insured. Minimum premiums are subject to risk purchasing group program restrictions only.

Example target insured: concerts, shows, festivals, performances, dances, exhibitions, video shoots, fundraisers, meetings, celebrations, receptions, ceremonies, athletic events, and much more.

Interested?

Interested in weather insurance for your special event?

Understanding Liquor Liability Insurance for Your Event

According to the CDC, the cost of alcohol-related incidents is estimated to be over $249 billion per year. If you own or work at

Do I Need Event Insurance? Our Checklist for Finding the Right Coverage

When planning an event, whether personal, professional, or any other type of event, there’s a lot more to think about than meets the eye. For

Event Liability Insurance

Birthday Liability Insurance

Weather Insurance for Events

About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an
insurance broker and program administrator, exclusively developing
and managing insurance product lines for A+ rated carriers for over 10 years.