Special Event Liability Insurance

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ESP understands how stressful and time consuming coordinating an event can be. On top of that, having to secure General Liability Insurance to accommodate rentals and facility owners can feel like a daunting task. Certificates of Insurance, Hold Harmless, Additional Insured, Waivers of Subrogation, what does it all mean? Let ESP take some of the load off your plate by customizing a policy for you that will diminish your liability concerns, regardless if you are an event planner, vendor or an individual hosting the event. Coverage can be provided on a short-term basis for event organizers, exhibitors or individuals, or it can be provided on an annual basis depending on your needs. We offer a variety of duration and General Liability limit options that allow our clients to meet their budgetary constraints and to avoid paying for additional coverage they just don't need. 

Our pricing is the most competitive in the business. Through our member owned SHEL Risk Purchasing Association, we are able to significantly drive down costs for all of our clients, while delivering top notch General Liability terms and conditions. We strive to exceed your expectations by delivering best in class customer service and being there for you every step of the way.

GO AHEAD, WE GOT YOU COVERED. 

Standard Limits

  • General liability: $1 million per occurrence / $2 million aggregate
  • Liquor liability: $1 million per occurrence / $1 million aggregate
  • NOHA: $1 million
  • Inland marine: Varies by value of equipment rented
  • Excess spectator / participant medical: $5,000 per occurrence / $50,000 aggregate
  • Excess volunteers medical: $50,000 per occurrence / $250,000 aggregate
  • Participant medical: $10,000 or $25,000 per occurrence / $50,000 aggregate

Excess Limits

  • Excess limits of up to $10 million available

Geographic Scope

  • United States (worldwide coverage for U.S. domiciled insureds)

Target Insureds

  • Animal shows
  • Arts and crafts festivals
  • Beauty pageants
  • Fashion shows
  • Concerts
  • Conventions
  • Dances
  • Exhibitions
  • Fairs and festivals
  • Film / commercial shoots 
  • Fundraisers
  • Graduations
  • Luncheons and picnics
  • Marathons
  • Meetings
  • Parties
  • Performers / bands 
  • Receptions
  • Religious ceremonies
  • Road races (bicycles, running)
  • Seminars
  • Sporting events
  • Weddings
  • And much more

Minimum Premium

Minimum premiums are subject to risk purchasing group program restrictions only.

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About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an insurance broker and program administrator, exclusively developing and managing insurance product lines for A+ rated carriers for over 10 years.