Concert Insurance

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Everyone's getting ready for the big night. The crew sets up the stage while the band practices their lines in the tour bus. Fans' roars can be heard around the stadium as the band prepares to play. This sounds like the ideal outcome for a concert but what would you do if things don't go as planned? What happens if it starts thundering, one of the band members injure themselves, or a fan gets trampled during all of the craziness? There are many risk variables that you may be exposed to that could result in lawsuits. This is where ESP Specialty can add value.

By partnering with us, we can give you the peace of mind you deserve so you can focus on what matters most to you - putting on the most memorable show possible. ESP Specialty can protect you from General Liability, Severe Adverse Weather, Venue Unavailability, and much more. We can deliver the most comprehensive risk management strategies for the best prices. We offer customizable solutions and even more value-oriented policies through our member only SHEL Risk Purchasing Group, which can further drive down costs for our clients. Reach out to ESP today to figure out how we can deliver you the best value with the most complete customer service experience - all for the lowest price. 

Sample Perils 

  • Severe Adverse Weather (hurricanes, tornadoes, and severe winter storms)
  • Venue Unavailability (from perils such as fire, structural collapse, gas leaks, and flooding)
  • Earthquakes
  • Wildfires
  • Power Blackouts 
  • Communicable Disease (H1N1, Avian Flue, ect.)
  • Non-Appearance of a key Speaker or Entertainer 
  • Major Riots and Civil Commotion 
  • National Mourning (i.e. death of the U.S. President)

Target Insureds  

  • Trade Shows
  • Conferences 
  • Fairs 
  • Major Sporting Events 
  • Concerts

Available Limits

Based on the projected gross revenues or expenses of the event

Up to $85 million in-house capacity

Geographic Scope

Available Worldwide

Summary of Coverage

ESP's policy protect clients beyond control of the event organizer such as cancellation, relocation, or complete abandonment. Since the policy is "all-cause", the coverage protects clients from events such as severe weather, threats or acts of terrorism, communicable disease outbreaks, non-appearance of a key person or presenter, and much more. In addition, a mandatory reduction in attendance would also be covered. 

Minimum Premium

Minimum premiums are subject to risk purchasing group program restrictions only.


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About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an insurance broker and program administrator, exclusively developing and managing insurance product lines for A+ rated carriers for over 10 years.