Multi-sport Complex Insurance

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Muli-sport facilities can be a difficult entity to insure due to the vast diversity of sports, equipment, leagues and camps that are offered. In many instances, these events are managed by a third party, which leaves you liable for their injury prevention measures. Another liability to consider is food vending and spectators. It is common for food vendors or even in-house options are typically present. Spectators offer yet another layer of risk because due to the high intensity nature of sporting events, spectator fights with other fans or even players on the field have been known to occur. 

ESP is able to add value by offering the most comprehensive insurance options for the lowest price. A customizable solution is typically a good fit for client's with specific needs. We also offer a more standardized option through our member only SHEL Risk Purchasing Association, which can further reduce policy costs. Here at ESP, we strive to exceed your expectations by delivering best in class customer service and being there for you every step of the way.


Coverage available:  (includes, however, is not limited to the following)

Commercial Property

  • Special form/replacement cost policies
  • Agreed value option available
  • Comprehensive property extension endorsement
  • Building coverage (including permanently installed fixtures, machinery and equipment)
  • Business personal property (for furniture and fixtures, machinery and equipment not permanently installed, stock, outdoor signs, electronic data processing equipment, personal property owned and used in your business and personal property of others that is in your care, custody and control)
  • Use interest as tenant in improvements and betterments (if property leased)
  • Business income with extra expense coverage
  • Equipment Breakdown coverage
  • Ordinance of Law Coverages
  • Outdoor property (trees, shrubs or plants)
  • Additional sub limits & coverages, including but not limited to: Electronic Data Processing, Money & Securities, Employee Theft, Back up of Sewers and Drains, Accounts Receivable, Trees & Shrubs, Fine Arts, Personal Effects, Pollutant Clean up and Removal
  • Flood and quake sub limits available in select regions


General Liability:

  • Each Occurrence Limit: $1,000,000
  • General Aggregate: $2,000,000 or none
  • Products/Completed Operations Aggregate: $2,000,000
  • Personal/Advertising Injury Limit: $1,000,000
  • Damages to Rented Premises: $100,000 - higher limits are available
  • Legal Liability to Participants
  • Professional Liability extension to trainers (fitness, sports & tennis facilities)

Additional coverage available:

  • Commercial Auto
  • Excess Liability - Large excess limits available - Includes coverage over auto, liquor and employers liability
  • Accident Medical Insurance
  • Equipment Coverage
  • Workers Compensation insurance
  • Employment Practices Liability
  • Cyber Liability
  • Directors & Officers coverage
  • Revenue and incentive based insurance products (prize indemnity insurance)


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About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an insurance broker and program administrator, exclusively developing and managing insurance product lines for A+ rated carriers for over 10 years.