One Day Event Liability Insurance

Go ahead, we have you covered.

One Day Event Insurance Overview

Don’t roll the dice when it comes to your event or the need to protect your financial interests. At ESP, we understand the need for one day event liability insurance. Our clients include hundreds of event organizers, thousands of event or vendor participants and even more families planning their own special days. In today’s litigious society, one day event liability insurance can offset significant exposures because if you’re sued and found liable for 3rd party bodily injury or property damage claims, the legal costs alone can be financially devastating.

By partnering with ESP, we can protect you from conditions that are outside of your control – all for the lowest price possible. Our policies offer protection from risk factors such as General Liability, Spectator Medical, Liquor Liability, Event Cancellation and Weather Liability.

ESP partners with some of the most renowned insurance companies across the country or through a separate member based SHEL Risk Purchasing Association where the prices and coverage terms can rarely be matched. We provide satisfaction to our valued customers by delivering best in class customer service, while offering the coverage options you need at the lowest prices.

Get Covered

Call 617-762-5786 or email

Standard Limits

  • General liability: $1 million per occurrence / $2 million aggregate
  • Liquor liability: $1 million per occurrence / $1 million aggregate
  • NOHA: $1 million
  • Inland marine: Varies by value of equipment rented
  • Excess spectator / participant medical: $5,000 per occurrence / $50,000 aggregate
  • Excess volunteers medical: $50,000 per occurrence / $250,000 aggregate
  • Participant medical: $10,000 or $25,000 per occurrence / $50,000 aggregate

Excess Limits

  • Excess limits of up to $10 million available

Geographic Scope

United States
Worldwide coverage for U.S. domiciled insureds

Target Insureds

  • Animal shows
  • Arts and crafts festivals
  • Beauty pageants
  • Fashion shows
  • Concerts
  • Conventions
  • Dances
  • Exhibitions
  • Fairs and festivals
  • Film / commercial shoots
  • Fundraisers
  • Graduations
  • Luncheons and picnics
  • Marathons
  • Meetings
  • Parties
  • Performers / bands
  • Receptions
  • Religious ceremonies
  • Road races (bicycles, running)
  • Seminars
  • Sporting events
  • Weddings
  • And much more

Minimum Premium

Minimum premiums are subject to risk purchasing group program restrictions only.