Lacrosse Insurance
Go ahead, we have you covered.
Lacrosse Insurance Overview
The high intensity nature of lacrosse makes it one of the fastest growing, thrilling, yet unpredictable and potentially risky sports. Here at ESP, we understand the risks associated with lacrosse through insuring some of the most renowned and respected organizations in the country such as Laxachusetts, PrimeTime Lacrosse, Crabs Lacrosse, Penguins Lacrosse and Eagle Elites to name a few. We work together with these organizations to make sure that we protect their interests. Our goal at ESP Specialty is to do everything in our power to make the lives of our clients easier.
ESP delivers options to our lacrosse clients. We can create a minimum premium standard general liability policy or a customizable solution protecting you from lawsuits, participant injuries, accidents, and much more. Furthermore, we are able to significantly drive down costs to all of our lacrosse members through our member owned SHEL Risk Purchasing Association.
Required Coverages
General Liability
Provides protection for your league’s participants (players, coaches, and volunteers) from many types of third-party claims through comprehensive coverage:
- Bodily injury
- Property damage
- Personal injury
- Sexual abuse/molestation (applicant needs to request)
- Legal defense
Secondary Accident Medical
Provides coverage for your league’s Youth Participants during your sanctioned activities:
- Secondary medical insurance for injuries and accidents
- Accidental death and dismemberment insurance
- Coverage extends to group travel to and from games and practices (youth participants only)
Recommended Coverages
Catastrophic Secondary Accident Medical Excess Coverage
Provides coverage for your league’s Youth Participants during your sanctioned activities:
- Up to $1,000,000 of coverage offered
- Secondary medical insurance for injuries and accidents
- Accidental death and dismemberment insurance
- Coverage extends to group travel to and from games and practices (players and cheerleaders only)
Directors & Officers
Offers protection against a breach of duty or negligence by directors and officers of your league and/or team:
- Alleged wrongful acts or omissions
- Misleading statements
- Failure to provide services
- Mismanagement of assets
- Optional Cyber Liability & Employment Practices Liability Insurance
Inland Marine
Protects all league and team related equipment during course of play, during transport or off-season storage.
Crime Protection
Protects the organization from internal theft of league funds. We offer $10,000 and $25,000 limit structures.