Youth Football Insurance

Go ahead, we have you covered.

Youth Football Insurance Overview

Football is a high-contact sport that requires proper football personal injury insurance and protection both on and off the field. Get the most comprehensive and cost-effective football insurance for football teams, clubs, and leagues through ESP Specialty. Our customizable youth football insurance solutions can protect you against lawsuits, injuries, accidents, and much more.


ESP Specialty has provided youth football insurance for some of the most respected organizations in the country, including USA Football. We have won the trust of many youth football organizations nationwide by putting the children at the core of our coverage, representing more than 400,000 participants in 2017 alone.

Through our member-owned SHEL Risk Purchasing Association, we’re able to significantly drive down our football insurance costs while also delivering best-in-class risk management techniques and services. Our cost-effectiveness and comprehensive coverage terms can rarely be matched.

Get Covered

Call 617-682-7498 or email contact@espspecialty.com

Required Coverages

General Liability 

Provides protection for your league’s participants (players, coaches, and volunteers) from many types of third-party claims through comprehensive coverage:

  • Bodily injury
  • Property damage
  • Personal injury
  • Sexual abuse/molestation (applicant needs to request)
  • Legal defense 

Secondary Accident Medical

Provides coverage for your league’s Youth Participants during your sanctioned activities: 

  • Secondary medical insurance for injuries and accidents
  • Accidental death and dismemberment insurance 
  • Coverage extends to group travel to and from games and practices (youth participants only)

Recommended Coverages

Catastrophic Secondary Accident Medical Excess Coverage

Provides coverage for your league’s Youth Participants during your sanctioned activities: 

  • Up to $1,000,000 of coverage offered 
  • Secondary medical insurance for injuries and accidents 
  • Accidental death and dismemberment insurance 
  • Coverage extends to group travel to and from games and practices (players and cheerleaders only)

Directors & Officers

Offers protection against a breach of duty or negligence by directors and officers of your league and/or team:

  • Alleged wrongful acts or omissions
  • Misleading statements
  • Failure to provide services 
  • Mismanagement of assets 
  • Optional Cyber Liability & Employment Practices Liability Insurance 

Inland Marine

Protects all league and team related equipment during course of play, during transport or off-season storage.

Crime Protection

Protects the organization from internal theft of league funds. We offer $10,000 and $25,000 limit structures.