Sports Insurance
Go ahead, we have you covered.
Sports Team and Athlete Insurance Overview
Make your life easier with sports team or athlete insurance designed by experts who have worked with thousands of teams, clubs, and leagues nationwide to keep things running smoothly so you can focus on the season at hand. Our comprehensive options provide the most thorough sports team and athlete insurance for the best price.
In order to deliver the best sports insurance program possible, we deliver a variety of options that cater to your exact needs. Whether you’re looking for a minimum premium standalone policy for a tournament or camp, travel insurance for your team, or a customizable solution for your season, ESP can deliver.
ESP works through some of the country’s best insurance companies and our member-only SHEL Risk Purchasing Association. Our low sports team insurance costs and comprehensive coverage terms can rarely be matched. We will strive to exceed your expectations by delivering top-quality customer service and being there for you every step of the way.
Required Coverages
General Liability
Provides protection for your league’s participants (players, coaches, and volunteers) from many types of third-party claims through comprehensive coverage:
- Bodily injury
- Property damage
- Personal injury
- Sexual abuse/molestation (applicant needs to request)
- Legal defense
Secondary Accident Medical
Provides coverage for your league’s Youth Participants during your sanctioned activities:
- Secondary medical insurance for injuries and accidents
- Accidental death and dismemberment insurance
- Coverage extends to group travel to and from games and practices (youth participants only)
Recommended Coverages
Catastrophic Secondary Accident Medical Excess Coverage
Provides coverage for your league’s Youth Participants during your sanctioned activities:
- Up to $1,000,000 of coverage offered
- Secondary medical insurance for injuries and accidents
- Accidental death and dismemberment insurance
- Coverage extends to group travel to and from games and practices (players and cheerleaders only)
Directors & Officers
Offers protection against a breach of duty or negligence by directors and officers of your league and/or team:
- Alleged wrongful acts or omissions
- Misleading statements
- Failure to provide services
- Mismanagement of assets
- Optional Cyber Liability & Employment Practices Liability Insurance
Inland Marine
Protects all league and team related equipment during course of play, during transport or off-season storage.
Crime Protection
Protects the organization from internal theft of league funds. We offer $10,000 and $25,000 limit structures.