Tournament Insurance

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Tournaments allow athletes to compete on some of the biggest stages, often increasing the chances of potential injury as they strive for excellence. In combination, the competitive spirit of these tournaments have the crowd tensions running high. Spectators today have blurred the lines between cheering and parent coaching. Verbal altercations have led to physical confrontations with dire consequences. Let ESP protect you as a tournament organizer against 3rd party lawsuits from bodily injury, participant injuries or property damages. ESP works with some of the best insurance companies in the country or through our own member based SHEL Risk Purchasing Association where prices and coverage terms can rarely be matched. We provide satisfaction to our valued customers by delivering best in class customer service, while offering the coverage options you need at the lowest prices.

ESP is able to offer its tournament client’s coverages such as General Liability, Secondary Medical, Registration Refund, Event Cancellation, and Weather Insurance protecting them from lawsuits, participant injuries and income stream stabilization. Let ESP handle your risk management strategy while you focus on what is most important - putting on the most memorable tournament.

ESP is able to offer the best terms and pricing to our clients because we deliver options. We can create a short term minimum premium standard general liability and secondary medical policies or a more customizable solution protecting your interests.


Required Coverages

General Liability

Provides protection for your league’s participants (players, coaches and volunteers) from many types of third-party claims through comprehensive coverage:

  • Bodily injury
  • Property damage
  • Personal injury
  • Sexual abuse/ Molestation (applicant needs to request)
  • Legal defense

Secondary Accident Medical

Provides coverage for your league’s Youth Participants during your sanctioned activities:

  • Secondary medical insurance for injuries and accidents
  • Accidental death and dismemberment insurance
  • Coverage extends to group travel to and from games and practices (youth participants only)

Recommended Coverage

Catastrophic Secondary Accident Medical Excess Coverage 

Provides coverage for your league's Youth Participants during your sanctioned activities:

  • Up to $1,000,000 of coverage offered
  • Secondary medical insurance for injuries and accidents 
  • Accidental death and dismemberment insurance
  • Coverage extends to group travel to and from games and practices (players and cheerleaders only)


Directors & Officers

Offers protection against a breach of duty or negligence by directors and officers of your league and/or team:

  • Alleged wrongful acts or omissions 
  • Misleading statements 
  • Failure to provide services
  • Mismanagement of assets
  • Optional Cyber Liability & Employment Practices Liability Insurance

Inland Marine 

Protects all league and team related equipment during course of play, during transport or off-season storage.

Crime Protection

Protects the organization from internal theft of league funds. We offer $10,000 and $25,000 limit structures. 


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About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an insurance broker and program administrator, exclusively developing and managing insurance product lines for A+ rated carriers for over 10 years.