Camps/Clinics Insurance

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ESP has worked with various clubs, teams, high schools and private coaches to run thousands of camps and clinics around the country annually and understands the challenges they face from an insurance perspective. Some camps run for weeks, while others run for a single day or weekend. The need to procure general liability and participant medical insurance for such a short period of time usually requires insurance companies to issue standard minimum premium policies that can make hosting a camp or clinic cost prohibitive to the organizer. Furthermore, many camps and clinics have gaps in their General Liability and Secondary Medical insurance policies that leave them exposed to potential lawsuits originating from players' injuries or property damage. This is where ESP Specialty stands tall.

Our main objective is to make your life easier by offering a variety of coverage options to ensure that you are getting the most thorough coverage - all for the best price. In the past year, ESP has insured over 500,000 youth participants through a variety of coverages such as General Liability, Secondary Medical, Rain Insurance, Event Cancellation and Equipment Coverage.

We can create short term General Liability and Secondary Medical policies that cater to your camp's exact needs. ESP works through some of the best insurance companies in the country and through our own member based SHEL Risk Purchasing Association where prices and coverage terms can rarely be matched. We strive to exceed your expectations by delivering best in class customer service and being there for you every step of the way.


Required Coverages

General Liability

Provides protection for your league’s participants (players, coaches and volunteers) from many types of third-party claims through comprehensive coverage:

  • Bodily injury
  • Property damage
  • Personal injury
  • Sexual abuse/ Molestation (applicant needs to request)
  • Legal defense

Secondary Accident Medical

Provides coverage for your league’s Youth Participants during your sanctioned activities:

  • Secondary medical insurance for injuries and accidents
  • Accidental death and dismemberment insurance
  • Coverage extends to group travel to and from games and practices (youth participants only)

Recommended Coverage

Catastrophic Secondary Accident Medical Excess Coverage 

Provides coverage for your league's Youth Participants during your sanctioned activities:

  • Up to $1,000,000 of coverage offered
  • Secondary medical insurance for injuries and accidents 
  • Accidental death and dismemberment insurance
  • Coverage extends to group travel to and from games and practices (players and cheerleaders only)


Directors & Officers

Offers protection against a breach of duty or negligence by directors and officers of your league and/or team:

  • Alleged wrongful acts or omissions 
  • Misleading statements 
  • Failure to provide services
  • Mismanagement of assets
  • Optional Cyber Liability & Employment Practices Liability Insurance

Inland Marine 

Protects all league and team related equipment during course of play, during transport or off-season storage.

Crime Protection

Protects the organization from internal theft of league funds. We offer $10,000 and $25,000 limit structures. 


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About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an insurance broker and program administrator, exclusively developing and managing insurance product lines for A+ rated carriers for over 10 years.