Athletic Scholarships Injury Protection Insurance

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Don't risk your opportunity. ESP provides scholarship protection to ensure you are able to still attend your chosen scholarship school, regardless of unforeseen injury. With the addition of different leagues in a competitive athlete's season, the chance of injury from overuse or other causes is relatively high. By partnering with ESP, we can offer the peace of mind you deserve so you can continue developing your skill sets while not worrying about losing your scholarship. 

Athletes from across the country choose ESP to manage their risk management strategy because we deliver options to our clients. We can create a minimum premium standard general liability policy or a customizable solution protecting you from a variety of incidents. ESP is able to further drive down costs to all of our clients through our member owned SHEL Risk Purchasing Association. Here at ESP, our goal is to exceed your expectations by delivering the best in class customer service for our clients and being there for you every step of the way. 


Required Coverages

General Liability

Provides protection for your league’s participants (players, coaches and volunteers) from many types of third-party claims through comprehensive coverage:

  • Bodily injury
  • Property damage
  • Personal injury
  • Sexual abuse/ Molestation (applicant needs to request)
  • Legal defense

Secondary Accident Medical

Provides coverage for your league’s Youth Participants during your sanctioned activities:

  • Secondary medical insurance for injuries and accidents
  • Accidental death and dismemberment insurance
  • Coverage extends to group travel to and from games and practices (youth participants only)

Recommended Coverage

Catastrophic Secondary Accident Medical Excess Coverage 

Provides coverage for your league's Youth Participants during your sanctioned activities:

  • Up to $1,000,000 of coverage offered
  • Secondary medical insurance for injuries and accidents 
  • Accidental death and dismemberment insurance
  • Coverage extends to group travel to and from games and practices (players and cheerleaders only)


Directors & Officers

Offers protection against a breach of duty or negligence by directors and officers of your league and/or team:

  • Alleged wrongful acts or omissions 
  • Misleading statements 
  • Failure to provide services
  • Mismanagement of assets
  • Optional Cyber Liability & Employment Practices Liability Insurance

Inland Marine 

Protects all league and team related equipment during course of play, during transport or off-season storage.

Crime Protection

Protects the organization from internal theft of league funds. We offer $10,000 and $25,000 limit structures. 


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About ESP Specialty

ESP Specialty Insurance Brokerage operates nationwide as an insurance broker and program administrator, exclusively developing and managing insurance product lines for A+ rated carriers for over 10 years.