League & Club Insurance Program Peace of Mind we all need

Athletic Insurance

Tell us what you need insured

Required Coverages

General Liability

Provides protection for your league’s participants (players, coaches and volunteers) from many types of third-party claims through comprehensive coverage:

  • Bodily injury
  • Property damage
  • Personal injury
  • Sexual abuse/ Molestation (applicant needs to request)
  • Legal defense

Secondary Accident Medical

Provides coverage for your league’s Youth Participants during your sanctioned activities:

  • Secondary medical insurance for injuries and accidents
  • Accidental death and dismemberment insurance
  • Coverage extends to group travel to and from games and practices (youth participants only)

Recommended Coverages

Our optional coverages include:

  • Catastrophic Medical - participant medical coverage with a limit of $1mil vs standard secondary medical.
  • Crime protection - Protects the organization from internal and external theft of  league funds.  We offer  $10,000 and $25,000 limit structures.
  • Directors and Officers coverage - covers the board members personal assets in case of a lawsuit stemming from organizational malpractice.
  • Employers Practice Liability (EPL) coverage - provides coverage to employers against claims  made  by employees alleging discrimination (based on sex, race, age or disability, as an example), wrongful termination, harassment and other employment-related issues, such as failure to promote.
  • Cyber Liability coverage - Covers a business' liability for a data breach in which the firm's customers' personal information, such as Social Security or credit card numbers, is exposed or stolen by a hacker or other criminal who has gained access to the firm's electronic network. The policies cover a variety of expenses associated with data breaches, including: notification costs, credit monitoring, costs to defend claims by state regulators, fines and penalties, and loss resulting from identity theft.
  • Inland Marine (Equipment Coverage) - Protects all league, club and team related equipment during course of play, during transport and or offseason storage.